Shannon Bradley, an auto writer at NerdWallet, shares insights on how tariffs are reshaping the car market and the potential for rising prices. She offers tips on when to buy a car to avoid increasing costs. Amanda Barroso, a personal finance expert, discusses balancing saving and spending, tailored budgeting strategies, and how to enhance credit scores for moving out. The hosts navigate the emotional aspects of financial independence while helping listeners align their financial decisions with personal goals.