Sebastian Fung

Sebastian Fung, a personal finance expert and founder of AskSebby, dives into the current state of credit cards and offers predictions for 2024. He discusses the recent shifts in reward programs, clarifying misconceptions about opening multiple cards and the value of chasing status. The conversation shifts to maximizing sign-up bonuses versus multipliers, highlighting the best credit cards for rewards. Sebastian also explores the latest trends in credit card offerings, particularly Citi's new card, and shares effective strategies for optimizing travel benefits through points.