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Sean Viergutz
Banking and Capital Markets Advisory leader at PwC with a background in banking strategy and operations, focusing on AI, modernization, and go-to-market transformation for financial institutions.
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Dec 16, 2025
• 44min
AI Is Breaking Banking’s Scale Advantage
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In this discussion, Sean Viergutz, the Banking and Capital Markets Advisory leader at PwC, emphasizes that speed has overtaken scale as the key competitive advantage in banking. He reveals how AI democratizes banking intelligence, allowing smaller institutions to compete effectively. Sean explains that AI can reduce the need for large engineering teams and advocates treating AI as a teammate to enhance productivity. He also shares insights on how community banks can leverage data for personalized services and the strategic shifts needed to thrive in this new landscape.
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