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Sean Goggins
SBA commercial loan officer at Cadence Bank with expertise in SBA lending for business acquisitions, covering down payments, seller financing, collateral, and underwriting considerations.
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Sep 8, 2025
• 33min
How SBA Financing Really Works When Buying a Business with Sean Goggins | Ep 185
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Join Sean Goggins, an SBA commercial loan officer at Cadence Bank, as he demystifies the nuances of SBA financing for business acquisitions. He explains how much cash is truly needed and when seller financing can be advantageous. Sean highlights the vital importance of cash flow over tangible assets and outlines common pitfalls that can derail a deal. He also clarifies the roles of collateral, personal guarantees, and the significance of realistic expectations for buyers with limited resources. A must-listen for aspiring business owners!
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