Scott Johnson, President of the Card Division at LoanPro, boasts over two decades of fintech experience, including pivotal time at Galileo. He dives into launching credit cards, emphasizing the importance of strategic partnerships and innovative design. Scott reveals the innovative concept of transactional level credit, which customizes interest rates per transaction. He also discusses the evolving landscape of credit cards, compliance challenges, and the need for fintechs to work with regulators to shape policies that benefit consumers.