Scott (caller)

Retired at 66, Scott from Delaware seeks advice on tackling his debts while contemplating Social Security strategies. He reveals his financial situation, including a mix of savings accounts and lingering loans. Jill highlights the importance of prioritizing higher-interest debts, particularly his HELOC. They discuss balancing income with expenses and Scott's future cash flow. Jill emphasizes strategic withdrawals and managing spending in retirement phases, crafting a concrete plan for immediate action to enhance his financial stability.