Sarah Coles, a personal finance analyst at Hargreaves Lansdown, joins the discussion to uncover the importance of children's financial literacy. They delve into Child Trust Funds, highlighting that many young people have yet to claim theirs, potentially worth up to £2,200. The conversation touches on Junior ISAs, parental strategies for fostering money management skills, and creative methods like toy jobs for teaching responsibility. Real-life anecdotes of young entrepreneurs also bring to light the significance of hands-on experience in shaping future financial habits.