Sarah Coles

Sam Richardson, Deputy Editor at Which? Money, and Sarah Cole, Head of Personal Finance at Hargreaves Lansdown, delve into essential financial preparedness strategies. They discuss the vital role of emergency funds in navigating unexpected events like job loss or car troubles. The conversation highlights misconceptions about financial security, stresses the significance of diversified retirement planning, and underscores the pitfalls of panic selling during market volatility. They also provide insights on critical insurance coverage and the need for wills to secure your financial future.

Join Jenny Ross, the Money Editor at Which?, and Sarah Coles, Head of Personal Finance at Hargreaves Lansdown, as they dive into the buzzing concerns about potential cuts to your ISA allowance. They unravel the tax benefits of ISAs, providing tips to maximize your savings amidst rising interest rates. Learn the ins and outs of stocks and shares ISAs, including how to navigate investment platforms. Plus, they tackle common myths and offer essential consumer advice to help you make informed financial decisions.

Sarah Coles, a personal finance analyst at Hargreaves Lansdown, joins the discussion to uncover the importance of children's financial literacy. They delve into Child Trust Funds, highlighting that many young people have yet to claim theirs, potentially worth up to £2,200. The conversation touches on Junior ISAs, parental strategies for fostering money management skills, and creative methods like toy jobs for teaching responsibility. Real-life anecdotes of young entrepreneurs also bring to light the significance of hands-on experience in shaping future financial habits.