Sanjeev Moghe, President & Head of Cards & Payments at Axis Bank, shares his insights on the evolution of credit cards in India. He discusses the surge in credit card usage during festive seasons and the growing popularity of co-branded cards with e-commerce giants. Sanjeev elaborates on the challenges posed by regulatory changes and credit card delinquencies. He also provides valuable tips for effective credit card management and highlights the importance of reward programs, ensuring consumers make the most of their credit card experiences.