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Sandeep Ghosh
Group Country Manager, Visa India and South Asia, and payments industry executive who provides expertise on credit cards, tokenization, fraud prevention, and digital payments strategy.
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Dec 2, 2025
• 1h 44min
How to Earn Money from Credit Cards: Benefits, Offers & Risks | Sandeep Ghosh | FO440 Raj Shamani
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Sandeep Ghosh, the Group Country Manager for Visa India and South Asia, shares his insights on the world of credit cards. He discusses how Visa analyzes transaction data to spot spending trends and offers protections for digital transactions. Learn about the fascinating world of tokenization and how it helps secure card information. Sandeep also dives into the advantages of credit card rewards, especially for travel, and explains the growing credit card penetration in India. His personal story about how credit enabled his home purchase adds a relatable touch.
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