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Sai Rangachari
Chief Product Officer at Temenos with a background across fintech startups and large banks; experienced in core banking, payments, APIs, and product modernization initiatives.
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Dec 30, 2025
• 53min
Core Modernization, AI, and the Future of Banking
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Sai Rangachari, Chief Product Officer at Temenos, sheds light on the critical need for core banking modernization in today’s digital age. He discusses how outdated systems stifle innovation and stresses that modernization is a strategic necessity, not just a tech upgrade. Sai explores Temenos' unique single-core strategy and highlights practical steps banks can take to modernize without disruption, including leveraging AI for efficiency and enabling hyper-personalization. He also shares insights on the resurgence of stablecoins and how AI can reshape banking practices.
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