In this insightful discussion, Peter Polson, founder of Tiller, emphasizes data privacy in finance apps, while Aaron Froug of Griffin reveals how everyday spending can fuel investing. Ryan Ruff from Array dives into the backend tech of banking, shedding light on user experience and simplicity. The trio addresses common misconceptions about money apps, the role of AI in finance, and the ethics of gamification. They also share valuable tips on choosing FinTech tools, fostering community learning, and making small habits lead to big financial results.