Ryan Harmon

Co-founder at Metrify and Paralim who advises on AI, agentic experiences, and digital strategy for financial institutions; featured guest discussing AI-first opportunities for banks and credit unions.

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Dec 4, 2025 • 1h 8min

473) Can credit unions and banks leapfrog fintech? AI-first is their best shot.

Ryan Harmon, Co-founder of Metrify and Paralim, shares his insights on how AI can empower banks and credit unions to leapfrog fintech competitors. He discusses the potential of AI to reshape banking experiences and drive innovation through autonomous spinoffs. The conversation dives into the Innovator's Dilemma, highlighting why traditional banks struggle to embrace disruptive technologies. Harmon emphasizes the need for banks to evolve beyond legacy systems and make AI a strategic priority to remain competitive in a rapidly changing financial landscape.

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