In this lively discussion, Ashwin Vasan and Kelvin Chen, both former CFPB experts, dive into the challenges of financial regulations and the fight for customer experience in banking. Jesse Mecham, founder of YNAB, emphasizes intentional money management over quick fintech solutions. Lastly, Ryan Caldwell, CEO of MX, passionately shares how company culture drives success, urging leaders to foster a positive environment. Together, they unravel the intricacies of modern finance while advocating for transparency, innovation, and empowerment.