Rory O'Reilly, Co-founder and CEO of KnotAPI, shares insights on the future of fintech and how APIs can create seamless user experiences that feel invisible. He discusses the importance of automation in reducing cognitive burdens for consumers and the need for security amid growing regulatory pressures. O'Reilly highlights the balance between innovation and compliance, advocating for a user-friendly approach to data management. The conversation also explores the role of partnerships in enhancing financial services integration into daily life.