Ronit Ghose

What is the metaverse, how will we use it and why might the financial innovations of Web3 and blockchain technology be crucial to its success? Citi’s Ronit Ghose, one of the world’s foremost analysts of technology’s influence on financial innovation, returns to the podcast to discuss how money will function in the metaverse with Azeem Azhar. Ghose argues that we shouldn’t think of the metaverse as replacing our real world with a virtual world, but instead imagine how real and virtual experiences could be combined to create an entirely new experience that will touch every aspect of our lives – from commerce to health, industry, and education. They also discuss: The importance of differentiating between the centralized and decentralized metaverse to understand how the experience could be widely adopted. What “Web 2.5” is and why it might allow centralized gatekeepers of the metaverse (e.g., Meta, Apple, Tencent, etc.) to offer the benefits of blockchain technologies without a befuddling user experience. Why corporate excitement remains, even as consumer interest in the metaverse has waned. @Azeem @exponentialview @RonitA380 Further resources: Metaverse and Money: Decrypting the Future (Citi Global Perspective & Solutions, 2022) Crypto and the Future of Money (Exponential View Podcast with Do Kwon, 2022) Bubbles, Golden Ages & Tech Revolutions (Exponential View Podcast with Carlota Perez, 2019) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this insightful conversation, Ronit Ghose, Head of Future of Finance at Citi Institute and author of 'Future of Money', shares his expertise on the transformation of finance. He discusses how AI is revolutionizing financial management and the rise of digital assets like stablecoins. Ronit explains the impact of open banking across different regions and imagines the future of 'self-driving money.' He also critiques the AI hype cycle and reveals the significant yet underappreciated potential of B2B innovations in fintech.

Gaurav Dhar, CEO of Marshal Fintech Partners, Nameer Khan, founder of sustainability fintech Fils, and Ronit Ghose, author of Future Money and fintech expert at Citi, discuss the fintech landscape in the MENA region. They explore personal career journeys and the significance of mentoring young entrepreneurs. The trio delves into innovation in consumer lending, sustainability, and the UAE's unique regulatory environment, emphasizing how local contexts drive fintech growth and resilience amid challenges.