Romeo Josef “RJ” de la Cruz
Head of Digital Applications & Delivery at BDO Unibank, leading the teams that power BDO’s mobile and web platforms and driving the bank’s 'phygital' integration of physical and digital channels.
Best podcasts with Romeo Josef “RJ” de la Cruz
Ranked by the Snipd community
11 snips
Dec 30, 2025 • 32min
Bridging the gap: inside BDO Unibank’s “phygital” transformation with RJ de la Cruz & Levy Mariñas
In this conversation, RJ de la Cruz and Levy Mariñas from BDO Unibank delve into the exciting world of 'phygital' banking. RJ, who leads digital applications, and Levy, head of platform strategy, share insights on BDO's impressive digital transformation journey. They discuss tripling digital wallet usage and the push for financial inclusion, especially for underserved populations. The duo also highlights how AI is set to enhance customer experiences while tackling fraud, showing how technology is reshaping the financial landscape in the Philippines.
