Roger Young

Roger Young, a thought leadership director at T. Rowe Price and author on HSAs, shares powerful insights on maximizing the benefits of Health Savings Accounts. He emphasizes the unparalleled tax advantages of HSAs and strategic ways to manage them wisely. The conversation also highlights the record number of 401(k) millionaires and what strategies propelled their success. Additionally, Young discusses the surprising performance of gold and silver in today's markets, making a case for their roles in investment portfolios.

Roger Young, thought leadership director at T. Rowe Price, discusses topics such as beneficiary designations, transitioning to retirement portfolios, retirement withdrawal strategies, visualizing retirement, simplifying the retirement planning system, and the synergies between music and retirement planning.

Nick Sciple, an investment analyst at The Motley Fool, dives into how consumer spending remains resilient, particularly in the realm of experiences like the innovative Sphere in Las Vegas. The conversation highlights the surge in spending on events and entertainment, fueled by a post-pandemic shift. Roger Young, a CFP from T. Rowe Price, discusses crucial insights on retirement spending, suggesting a 75% income replacement rate for retirees. Together, they explore the intersection of consumer trends, investment opportunities, and future financial planning.