In this insightful discussion, Nick Stanescu, Chief FedNow Executive, Carlos Brandt, Senior Advisor at the Central Bank of Brazil, and Rocio Wu, Principal at F-Prime Capital, delve into the evolution of instant payments. They share updates on FedNow's rapid adoption, now involving nearly 900 institutions. The panel highlights the transformative impact of Brazil's Pix on financial inclusion and contrasts it with U.S. challenges. Innovations in digital payments, fraud management, and collaborative efforts between fintechs and banks are also explored, painting a vibrant future for the payments landscape.