Roberto Salcedo
Co-founder and CEO of Baubap, a Mexican microlending fintech that uses mobile-device data and machine learning to underwrite short-term unsecured loans to the underserved.
Best podcasts with Roberto Salcedo
Ranked by the Snipd community
Oct 24, 2024 • 29min
Roberto Salcedo of Baubap on providing short term unsecured loans in Mexico profitably
Roberto Salcedo, Co-founder and CEO of Baubap, leads a microlending revolution in Mexico, leveraging mobile data and AI to serve the underserved. He discusses the unique challenges of providing unsecured loans in a cash-driven economy. Discover how Baubap rapidly delivers loans through an intuitive app and their data-driven underwriting models. Roberto shares insights on improving approval rates to 40% while maintaining low default risks. He also reveals the innovative referral program that engages users, enhancing profitability and promoting financial inclusion.
Feb 14, 2024 • 1h 19min
Cómo Escalar Una Fintech Sin Quemar Dinero | Roberto Salcedo, Baubap
Roberto Salcedo, cofundador y CEO de Baubap, una fintech de microcréditos que ya cuenta con más de un millón de clientes, comparte su experiencia única en inclusión financiera. Discute los desafíos de ofrecer créditos de manera rentable a personas subbancarizadas y cómo su empresa ha logrado el éxito automatizando procesos. También revela estrategias para escalar un negocio y cuándo es adecuado levantar capital. Además, aborda la importancia de evitar prácticas agresivas de cobranza y cómo reducir las altas tasas de interés.
