Rich Oliver, a retired payments executive with deep insights into U.S. payment systems, pairs with George Warfel Jr., a fintech strategist intrigued by the social aspects of payment innovation. They delve into the history of payments, tracing their evolution from barter to digital currencies, while discussing the critical role of trust. The duo shares insights on modern trust challenges, the rapid technological changes in payments, and future trends like identity verification and mobility-driven transactions. Their reflections offer a thought-provoking view on how trust shapes the landscape of payments.