Ray Boulger

Ray Boulger, a senior mortgage technical manager at John Charcol and a mortgage industry expert, joins the discussion on shared ownership properties in the UK. They dissect the benefits and challenges of these investments, emphasizing the need for critical evaluation against traditional renting. Boulger shares insights into financing options and the complexities of property ownership structures, including potential risks such as immediate depreciation of new builds. The conversation also highlights the importance of seeking independent legal advice for prospective buyers.