Piero Cipollone, an Executive Board member at the European Central Bank, and Pablo Hernández de Cos, a Bruegel Senior Fellow, dive into the intricacies of the digital euro. They discuss its necessity in the EU, exploring financial stability, holding limits, and the legislative journey since June 2023. The conversation highlights how conditional payments could revolutionize transactions and emphasizes the balance between public and private money. Listeners gain insights into the potential impact of Central Bank Digital Currencies on the future financial landscape.