Gilles Gade, founder and CEO of Cross River Bank, joins Phil Go, CEO of the American Fintech Council, to dive into resilience in banking post-regulatory challenges. They discuss how consent orders can be transformed from setbacks into opportunities for growth. The conversation highlights the evolution of banking technology, emphasizing the need for proactive risk management rather than avoidance. The guests advocate for collaboration between banks and fintechs to navigate regulatory pressures while boosting financial inclusion and consumer-centric approaches.