Paul Gu
Co-founder and Chief Technology Officer of Upstart, leading the company's AI-driven approach to consumer lending and credit risk modeling.
Best podcasts with Paul Gu
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17 snips
Oct 16, 2025 • 46min
UPST Stock: Upstart's Co-Founder on 92% Loan Automation
Paul Gu, co-founder and CTO of Upstart, discusses how AI is revolutionizing lending with 92% of loans fully automated, increasing approval rates significantly. He shares insights on fraud detection and the importance of using AI models for better borrower evaluations. Gu explores Upstart's expansion into auto and home equity products while maintaining competitive advantages in AI technology. He anticipates widespread AI underwriting adoption in the next five years and highlights the potential for improved credit access globally.
Oct 22, 2025 • 24min
How Upstart's AI is mastering growth, credit performance, and profitability
In this insightful conversation, Paul Gu, Co-founder and CTO of Upstart, shares his journey from a Yale dropout to leading AI-driven innovation in consumer lending. He discusses how Upstart's advanced AI techniques have redefined credit risk assessment, enabling growth, credit performance, and profitability simultaneously. Paul also outlines the company’s ambitious 2025 roadmap, focusing on achieving a 10x AI advantage and expanding services to cover the entire credit lifecycle, all while navigating the complexities of the evolving financial landscape.
