Simeon Kerr, FT Scotland correspondent, shares insights on Scotland's inaugural bond issuance, nicknamed 'kilts', which has received an investment-grade credit rating matching the UK's. He discusses the political implications of this move for Scottish independence and the investor appetite for these bonds. Meanwhile, Owen Walker, FT Singapore correspondent, explains why wealthy Chinese families are gravitating towards Dubai and Abu Dhabi for family offices, citing stricter regulations in Singapore and appealing residency options in the Gulf.