In this discussion, mortgage expert Nick Shepard from Framework Mortgaging breaks down the current mortgage market chaos. He reveals smart strategies for navigating interest rate changes and the importance of thorough preparation for mortgage applications. Nick shares insights on potential mortgage rate cuts, lender capacity challenges, and updates on stress tests. With a looming budget impact, he offers a cautious yet optimistic perspective on market sentiment. It’s a must-listen for anyone looking to make informed mortgage decisions!