Nick Reed, Chief Product Officer at Moody's Corporation, shares his 25 years of expertise in risk and technology. He discusses how generative AI can revolutionize traditional risk management by democratizing data access and transforming workflows. The conversation highlights the shift from reactive to predictive approaches in the financial sector. Reed emphasizes the importance of reliable data for effective AI integration and explores the challenges posed by synthetic identities in credit evaluations. Expect a future where risk professionals focus on strategic insights instead of monotonous tasks.