Niamh

Eoin is joined by 'Niamh' who found herself swamped in debt. They explore the concept of 'happy debt' versus 'crappy debt' and discuss the pitfalls of different types of debt. The importance of having a financial buffer and prioritizing debt is emphasized. They also analyze installment payment apps, highlight the dangers of buy now pay later schemes, and offer strategies for tackling debt and achieving quick wins.