Luke Wilson, a BBC reporter known for his on-the-ground insights, reveals the startling drop of cash transactions below 10% in retail, highlighting the concerns for the vulnerable who still rely on it. Natalie Seeney, Chair of Cash Access UK, passionately discusses the implications of this shift, advocating for essential services to accept cash. Baroness Roz Altman, a former pensions minister, explains the phased rise in state pension age and the necessity for flexibility to accommodate health needs, while grounding her insights in fiscal realities.