Naomi Greatorex, Managing Director of Heath Protection, dives into the essential world of insurance. She discusses the often-ignored significance of various insurance types and shares shocking personal risk statistics that highlight the unpredictable nature of life. Naomi clarifies the differences between critical illness insurance and income protection, while also emphasizing the importance of honesty in health disclosures. She encourages listeners, especially new parents, to reassess their coverage and explore the advantages of using brokers for better deals.