Mike Milotich

Mike Milotich, CEO of Marqeta and an expert in payment systems with a history at Visa and PayPal, dives into the transformation of embedded finance. He explains how it’s evolving from niche applications to mainstream infrastructure, including the rise of buy now, pay later solutions. Milotich highlights the importance of flexibility in modern payment systems and the competitive edge of tokenization and AI in personalizing user experiences. He also discusses Marqeta's expansion into Europe and the growing trend of digital-first, API-native firms embracing embedded finance.