Michelle Allen, a licensed clinical social worker and certified geriatric care manager, shares vital insights into Medicare's components: Parts A, B, C, and D. She emphasizes the importance of annual reviews during open enrollment to avoid costly mistakes. Key topics include the benefits of Medicare Advantage plans, recent updates to Part D, and the role of Medigap in managing out-of-pocket costs. Allen also discusses critical tips for families helping aging parents navigate their options effectively, ensuring everyone understands their healthcare coverage.