Michele Tucci

Michele Tucci, Co-founder and Chief Strategic Officer at Credolab, shares his journey from Italy to the forefront of fintech. He discusses how alternative data, particularly behavioral biometrics and device metadata, can revolutionize credit scoring and enhance financial inclusion. Listeners learn about the impact of smartphone usage patterns on creditworthiness while maintaining privacy. Michele also unpacks the challenges of financial inclusion for unscorable borrowers and the critical role AI plays in navigating credit risk amidst evolving technology.