Michael Wara, a climate and energy policy expert at Stanford, joins Dave Jones, a former California insurance commissioner, and Amy Bach, executive director of United Policyholders. They delve into how Los Angeles wildfires strain the insurance market. The conversation highlights the challenges homeowners face as major insurers withdraw, the rising costs of coverage, and the emotional toll on affected communities. Additionally, they discuss the urgent need for sustainable insurance solutions and the importance of community efforts in mitigating wildfire risks.

Michael Wara, Director of a climate and energy policy program at Stanford, discusses the challenges faced by insurers in California due to increasing wildfires and the importance of insurance availability. It emphasizes the need for regulatory changes to prevent insurance companies from leaving and to provide affordable coverage for homeowners.