Michael Linford

Michael Linford, CFO of Affirm, shares his expertise on the Buy Now, Pay Later model, emphasizing its rise and the importance of transparency in financial products. He discusses how Affirm avoids predatory practices and the significance of short loan durations. Linford delves into metrics like customer acquisition and lifetime value, advocating a consumer-first approach. He also touches on managing economic fluctuations and offers career advice on balancing patience and ambition, stressing the value of an engineering mindset in decision-making.