Merlin Egalite, Head of Integrations at Morpho Labs, shares his insights into the fusion of decentralized finance (DeFi) with traditional banking. He discusses the innovations in Bitcoin loans and how AI can revolutionize financial interactions. The conversation explores the potential of Bitcoin as collateral, the evolving dynamics of loan repayments, and the adaptation of traditional finance to DeFi. Merlin also highlights the promising future of AI in enhancing user experiences and the importance of regulatory clarity in the crypto landscape.