Melanie Gall

Melanie Gall, co-director of the Center for Emergency Management and Homeland Security at Arizona State University, discusses the rising challenges within the insurance industry due to climate change. She highlights why insurers are retreating from high-risk areas like Florida and California, citing increased natural disaster threats. The conversation delves into skyrocketing premiums and the emotional strain on homeowners who face tough decisions about their properties. Melanie emphasizes the urgent need for policy reforms to ensure sustainable disaster recovery and insurance accessibility.