In this engaging discussion, Max Keidun, the Founder of Hodl Hodl and an expert in decentralized finance, dives into the dynamics of peer-to-peer Bitcoin lending. He contrasts it with centralized lending, explaining the significance of a multisig escrow system. The risks of borrowing from unknown parties, the role of loan-to-value ratios, and how Hodl Hodl navigates regulatory constraints are all explored. Max also touches on the impact of central bank digital currencies on Bitcoin and the future landscape of decentralized lending, emphasizing user knowledge and innovation.
