Jay Patel, an experienced lending professional from Anchorage now at Lygos Finance, and Matt Black, a Bitcoin developer who built Atomic Finance, discuss non-custodial Bitcoin lending using DLCs. They cover how DLCs work for loans, Magnolia oracle attestation, faster adapter-signature setups, competitive rates via trust-minimized infrastructure, global reach, funding with stablecoins, and potential Bitcoin upgrades that could simplify DLCs.