Marnie (Money Diarist)

A She's On The Money community member who shared a personal money diary about overcoming roughly $60,000 of personal debt, rebuilding savings and investments, relocating rurally for family and financial goals, and navigating unexpected medical costs for her child.

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Jan 18, 2026 • 49min

The $60k Debt Wake-Up Call That Changed Everything

Marnie, a community member and Money Diarist, shares her transformative journey from being $60,000 in debt to financial stability. She reflects on her lack of financial education despite a comfortable upbringing and how impulsive spending led to her debt. Discover how she learned financial literacy through resources and overcame challenges, including her child's health crisis, by tapping into emergency funds for early intervention. Now, she's building savings, investing, and embracing an abundance mindset while advising others to take small steps towards financial freedom.

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