Mark (Enrolled Agent)

In this engaging discussion, Mark, an Enrolled Agent and tax specialist, reveals the hidden costs of common retirement withdrawal strategies. He advocates for blended drawdown methods, showing how they can drastically reduce lifetime taxes compared to sequential approaches. Mark delves into Roth conversions, highlights the benefits of utilizing lower tax brackets, and explains the impact of healthcare costs in early retirement. Listeners also learn strategies for optimizing portfolios, protecting assets, and navigating the complexities of ACA subsidies.