Mark (caller)

Mark, a retired listener from England, shares his intriguing 10-year journey of juggling 0% credit cards for cashback and interest. Dave dives into the risks associated with this credit-card arbitrage strategy, highlighting its minimal financial gains. He cites a significant study revealing that most millionaires didn’t rely on such tactics to build wealth. Dave breaks down Mark's real annual earnings, cautioning about the behavioral traps of this risky approach. It's a captivating discussion on the true costs of chasing small profits!