Caitlin Constantine, NerdWallet's home insurance expert, dives into the rising costs of home insurance driven by climate risks, offering practical tips for finding competitive rates. She highlights the struggles faced by homeowners in high-risk areas, particularly after disasters like wildfires. Savings expert Margaret Burnett clarifies the differences between high-yield savings accounts and money market accounts, discussing the pros and cons of each, while providing insights on maximizing savings. This conversation equips listeners with vital tools to navigate their financial future.