Mac (caller)

Mac, a debt-free Chicago caller with a hefty cash reserve and maxed Roth 401(k), seeks practical investing advice. He reveals he has $110,000 in savings and is curious about how to invest it wisely. The hosts confirm his solid financial foundation and suggest keeping cash for a house down payment. They recommend maxing out a Roth IRA and investing in a diversified mix of mutual funds. The conversation also covers accepting market risk while steering clear of speculative investments like crypto.