Luke Voiles

Join Luke Voile, CEO of Pipe, Amee Parbhoo, Managing Partner at Accion Ventures, and Uneesa Zaman, Founder of Ayda Invest, as they explore the latest in fintech innovation. They discuss Pipe's partnership with Uber to boost financing for small restaurants, Accion's $60 million fund aimed at enhancing financial inclusion, and Revolut's new license to operate in the UAE. The conversation highlights the need for customized financial services for diverse markets and the growing importance of responsible investing in fostering accessibility.

In this engaging discussion, Luke Voiles, CEO of Pipe and former leader of small-business fintech at Intuit and Square, dives deep into the world of vertical SaaS. He shares his journey through credit investing and outlines how vSaaS platforms are revolutionizing embedded finance by integrating capital seamlessly into workflows. Luke explains the growth dynamics of these platforms, highlighting the massive market opportunity driven by sole proprietors. The conversation also touches on the challenges banks face with micro-merchants and the future of automated underwriting.

Join Luke Voiles, CEO of Pipe, Rob Frohwein, co-founder of Kabbage, Jill Sheckman, former Global Chief Credit Risk Officer at PayPal, and Brian Hamilton, president of Coastal, as they share gripping tales from the frontlines of fintech. They discuss the critical importance of accurate data in lending, the challenges of scaling businesses in a regulated environment, and the ongoing struggles with adverse selection and trust in data. Their hard-won lessons offer valuable insights into the future of lending and the vital need for innovation in financial services.

In this discussion, Luke Voiles, the CEO of Pipe, shares his journey from distressed credit investing to leading a modern capital platform. He elaborates on revenue-based financing, clarifying its benefits over traditional methods. Luke recalls his impactful experiences at Intuit and Square, revealing insights on organizational change and leadership. He emphasizes the significance of embedded finance in supporting small businesses and critiques common scaling missteps in the FinTech landscape. His focus on providing access to credit is both refreshing and vital for entrepreneurs.

Luke Voiles, the CEO of Pipe, discusses the challenges of small business lending and how Pipe is revolutionizing the space. He talks about their unique working capital product, the importance of payments data for underwriting, and why vertical SaaS companies are the new community banks. Luke also shares his thoughts on regulatory matters, including Section 1071 of Dodd-Frank, and explains how Pipe is accessing the capital they need to lend.