Luã Cruz

Lawyer coordinating digital rights and telecommunications work at the Brazilian Institute for Consumer Protection, speaking about PIX, payments policy, consumer harms, and regulatory responses.

Best podcasts with Luã Cruz

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Jan 23, 2026 • 54min

The Vaporstate: Brazil is Banking on Apps

Rafael Zanatta, a digital rights activist, shares a gripping story about his mother's identity theft and how a vigilant bank teller thwarted a major fraud attempt. He highlights the vulnerabilities in Brazil’s government systems and data breaches that facilitate such crimes. Joining him, Luã Cruz discusses PIX, Brazil's innovative payment system, which outpaced competitors like WhatsApp Pay due to regulatory actions. They both address the consumer protection challenges and the ongoing struggle between efficiency and safety in digital finance.

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