Louise Claro

Louise Claro, the Managing Director of Circle Financial Services and an independent financial advisor, joins the discussion on money management. They dive into the importance of defining personal financial goals and maximizing savings. Clara shares insights on the difference between accessible and fixed savings options. She also explains cash ISAs and the Help to Save scheme using a cake analogy. The conversation rounds off with smart investment strategies, emphasizing diversification and the advantages of index funds over managed funds.