Insurance expert Landry Fields sheds light on the escalating costs plaguing the insurance industry. He highlights how catastrophic weather events and inflation drive premiums up. The conversation explores specific challenges in states like California and Florida, where wildfires and strict regulations complicate coverage. Fields also shares humorous anecdotes linking Kentucky's bourbon culture to real estate resilience. Homeowners learn about navigating claims for roofing issues and the importance of proactive engagement with insurance agents to adapt to this evolving landscape.