Lan Tran, a manager research analyst from Morningstar Research Services, shares valuable insights on the evolving landscape of digital investment advice. She explains what robo-advisors are, detailing their benefits, like cost efficiency, and their limitations in personalization compared to traditional advisors. Lan evaluates the top robo-advisors for 2025, including Betterment, Fidelity Go, and Vanguard, while also cautioning about the pitfalls of lower-rated platforms like Titan Investor. This conversation is a must-listen for anyone exploring smarter investment options.