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Krista Phillips
Chief Customer and Transformation Officer at M&T Bank with over 30 years in financial services, leading analytics, CX, marketing transformation, and multicultural banking to drive customer-centric growth.
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Jan 6, 2026
• 19min
How a Fortune 500 Bank Turns Half a Million Customer Signals to Lead CX
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Krista Phillips, Chief Customer and Transformation Officer at M&T Bank, boasts over 30 years in financial services, focusing on customer-centric growth. She discusses transforming half a million customer signals into actionable insights. Key topics include anchoring customer experience in relationships, balancing digital ease with trust, and leveraging analytics and AI to enhance decision-making. Krista highlights the importance of personalized service in a digital world and shares how M&T anticipates customer needs through feedback.
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